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Disaster! ~ No reserves. No Insurance. What’s Left if a Natural Disaster Destroys a Community Association? – Article by Tyler P. Berding, Esq. and Steven S. Weil, Esq.

Posted by AmberPM on May 5, 2011 · Leave a Comment

We have recently seen horrific earthquake disasters in New Zealand and Japan. There has been widespread loss of life and destruction of infrastructure and buildings. California has a history of devastating earthquakes as well—the San Francisco, San Fernando, Northridge, and Loma Prieta earthquakes, among others. Heavy rains have created landslides, mudslides and shoreline erosion all … Continue reading →

Filed under Board of Directors, Learning Tools, Q & A · Tagged with Amber Property Management, bank loan, bankruptcy, California State Law, condemnation, Contents Insurance, earthquake, FEMA, Homeowner Association, insurance, lose, natural disasters, Orange County Property Management, prepare, Property Management, reserves, retrofit, saftey

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YOUR CLAC UPDATE
- CAI-CLAC 2018 Legislative Day at the Capitol Recap May 5, 2018
  By Martha Fogg, recipient of the 2018 Duncan McPherson Scholarship Award I attended the CAI/CLAC Legislative Day in Sacramento over the weekend. The experience, education and information was invaluable. Sessions began on Sunday through part of Monday. There are more than 33,000 CAI members and over 60 chapters worldwide. CAI tracks Federal and State legislat […]
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- How Do We Get Our Boards to Participate in Buck-A-Door? July 10, 2017
  If you’re like me, when it comes to budget planning time there is usually one main direction from the Board, “Do not raise assessments but if you have to, keep it as minimal as possible.” Also, like me, you know this is almost an impossible task when dealing with inflation, rising utilities rates, minimum wage […]
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HOA LAW
- Creating Committees March 23, 2022
  Does your board table decisions because you can’t get through all of the discussion? Is there a big project that your association needs to complete, but the minutia of it is overwhelming the board? Don’t let the added work hold you back. Recruit volunteers from the membership to assist the board through the creation of […]
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- Your Association Received a Preliminary Lien Notice. Now What? February 22, 2022
  Under California law, most licensed contractors or suppliers that provide labor, services, equipment, or materials on projects involving the common area of a community association are entitled to record a mechanic’s lien or issue a stop payment notice if they are not paid for their work or materials. Associations involved in such projects often receive […] […]
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HOA INSURANCE
- Water Damage Prevention
  Water damage claims can be very expensive to deal with, cause untold frustrations and have the potential for a living nightmare within your HOA complex. While you cannot prevent every possible situation where water can cause damage; here's a list of simple steps every association can take to reduce/eliminate many causes of water damage issues.Washing ma […]
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- General Liability Coverage-How Much is Enough?
  All master association policies should have general liability coverage to protect the association from situations where is may have liability to injuries or property damage: a guest sustains an injury falling on a slippery driveway; someone is injured on the playground equipment; someone drowns in the pool; the possibilities are endless.Most standard policie […]
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Disaster! ~ No reserves. No Insurance. What’s Left if a Natural Disaster Destroys a Community Association? – Article by Tyler P. Berding, Esq. and Steven S. Weil, Esq.

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